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Banking Mar 27, 2023 By Kelly WalkerWhat's the Difference Between Credit Reports and Investigative Consumer Reports?
Credit reports and investigative consumer reports provide individuals with important information about their current financial standing or background. Knowing the differences between these two types of reports is essential for making informed decisions about potential hires or investments.
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Banking Mar 27, 2023 By Kelly WalkerA Guide to Understanding Subprime Credit
This provides comprehensive information about subprime credit and how to manage it responsibly. It explains what subprime credit is, offers tips for managing debt responsibly, and provides resources for further education on subprime credit.
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Banking Mar 30, 2023 By Kelly WalkerUse Of Checking Accounts By The Ultra-Rich
Millionaires and billionaires frequently use high-end checking accounts because of the special privileges and advantages they offer their customers. These accounts usually have high minimum balance requirements. Still, they can access VIP events and experiences, personal bankers available around the clock, refunds for ATM fees, and more. Banks like J.P. Morgan and UBS provide private checking options, and Citibank offers its premium Citigold account.
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Banking Mar 29, 2023 By Kelly WalkerThe Best Bank Of America Travel Rewards Credit Card Review 2023
The Bank of America Travel Rewards Credit Card is an excellent choice for those looking for a low-cost card with flexible redemption options. The card offers a sign-up bonus, 1.5 points per dollar spent, and no annual fee. It also features a 0% introductory APR on purchases for the first 12 billing cycles and no foreign transaction fees. Cardholders can also access 24/7 travel and emergency assistance services and lost luggage reimbursement.
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Banking Mar 29, 2023 By Kelly WalkerHow Does A Bank Draft Work?
The amount of a bank draft is guaranteed by the issuing bank. It is commonly utilized when making significant payments or payments to unknown or untrusted parties. Although bank drafts have a solid reputation as a trustworthy payment option, they may have associated costs and time limits.
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Banking Mar 28, 2023 By Kelly WalkerWhat Do You Need To Know About Plain Vanilla Card?
A simple vanilla card is a credit or debit card with no special features or perks compared to more expensive cards. Those with less-than-ideal credit or those just starting to establish credit are the typical recipients of these cards. In this in-depth piece, we'll look at the upsides and downsides and the types of people who would benefit from using plain vanilla cards.
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Banking Mar 27, 2023 By Kelly WalkerEverything You Should Know About Additional Child Tax Credit?
Bringing up a child is a costly endeavor. According to a report that was published in 2015 by the United States Department of Agriculture, the total cost of providing a child from birth up until the age of 17 with everything from the necessities for survival, such as food, housing, transportation, medical care, clothing, childcare, and education, is approximately $233,000. Thankfully, parents can not only reduce the amount of money they owe in taxes to help offset some of these expenditures but also to put more money back into their wallets thanks to the Additional Child Tax Credit (ACTC).
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Banking Mar 21, 2023 By Kelly WalkerReview of The Best Self Visa Credit Card for 2023
There is no annual fee or minimum spending requirement for using the Self Visa Credit Card to establish or improve credit. It gives a credit limit in exchange for a security deposit and reports to all three credit agencies. A security deposit and high-interest rates make the card inaccessible to some customers. Assuming the card is handled carefully, it can help build or repair credit